Your term life policy and medical issues

Your medical condition affects your policy or your application for a life insurance policy. Your health is one of the most important factors that will be considered when the insurance company evaluates your application.

Here are some medical-related issues that you have to be aware of when you make your application for a term life insurance policy:

More about the Medical Underwriting Process

Based on the Friends Life Underwriting Guide, having an illness or condition does not mean that you are automatically declined cover or that you need to pay an arm and a leg for the cover. There are positive and negative features and other factors to consider during the evaluation:

Factors to Consider:

Positive Features:

Negative Features:

To secure your family's future, fill in the form on the right or call 0808 231 5178 and get your term life insurance quote now.

Types of insurance:
Term life insurance 101:
Life insurers:
*Scottish Provident 2012 life cover claims paid report.